Chaim-Aaron had no financial literacy growing up. When he got married he and his wife got into $10,000 worth of credit card debt. He knew something had to change. Chaim-Aaron found YNAB, made a budget, and a plan, and hasn’t looked back since. YNAB saved his budget and he learned more than the basics of financial literacy since then. He’s become proficient in YNAB and helps neighbors, friends, and the Frum Finance community how to budget and look at their money from a place of strength.